Before April comes to a close, Better Business Bureau serving the Heart of Texas wants to recognize Financial Literacy Month. Many nonprofits and government agencies are using this opportunity to remind consumers of the importance of knowing how to properly manage their money. Whether you’re a teenager in school or planning to retire soon, BBB has a variety of resources available on various aspects of protecting your finances.
BBB and BBB’s Education Foundation offers the following programs:
• Ethics in Action. Fifth through 12th graders get the opportunity for a head start on financial literacy with BBB’s Ethics in Action program. BBB representatives go to local schools to teach one of the three modules offered in this program: “Everyday Ethics,” “Online Safety & Cyberbullying” and “Financial Literacy.”
The objective of the “Financial Literacy” program is to create awareness of potential financial and credit-related pitfalls. Students take away common financial and credit definitions, an understanding of how to use credit wisely, tips on identity protection and creating budgets.
• Military and Veterans Initiative. More than three in four service members have financial worries. BBB Institute for Marketplace Trust believes supporting a military consumer’s financial readiness can help them feel more confident in a trustworthy marketplace.
BBB offers workshops and resources for service members on buying cars and homes, investing for retirement and planning for higher education.
BBB also provides tips and articles on protecting assets and saving for the future, as well as a resource list of financial readiness partners that service military and veteran communities.
• BBB AdTruth. This program educates consumers on how to recognize a misleading advertisement in order to keep them from losing their money to scams or untrustworthy businesses.
AdTruth includes videos and tutorials that teach consumers the information they need to know and quizzes they can take to test their knowledge. Find more information by visiting bbb.org/adtruth.
• BBB Scam Tracker. This important tool available at bbb.org/scamtracker allows consumers to view the details of a variety of scams happening in their neighborhood, along with the option to report a scam.
For more information on these programs or to book an appointment with a BBB representative, visit bbb.org or contact us at email@example.com. If you’re interested in requesting a BBB representative to come speak on a variety of topics, including financial literacy, click here.
• Lauren Galley is the regional director for the Bryan-College Station office of Better Business Bureau.